Over 70% of the total claims made in The United States of America are denied for some reason. Only the victim who has been in an accident will truly understand the pain of a rejected claim. Not only do they have to suffer physical pain but have to carry the burden of extra debt from medical treatment.
This can be avoided if you have an experienced car accident attorney. They know the necessary steps that need to be taken for a claim to get sanctioned. You must speak to an attorney to get your car accident claims sanctioned without hassle. To make things easier for you, we have listed down some ways you carry an accident insurance claim that would never get rejected.
Things you can do to lower the chances of your car insurance claim being rejected.
- Ensure that you own the right coverage: before you file for car accident compensation, you must have the right coverage plan. Your coverage plan must include accidental damage and medical costs. If these are included, your insurance claim will likely be rejected by your insurance company.
- Abide by the Terms and Conditions of the agreement: Go through all the terms and conditions listed in your insurance papers. Doing this will give you all the scenarios in which you claim you will be compensated and the percentage of the compensation that would be provided to you. For instance, you may need an appraisal or inspection of the damage before filing a claim.
- Proving right and complete information: When you file for a car accident claim, endure that you provide the insurance company with complete information about the incident and a detailed description of the damage caused to your car. Include all the documents consisting, including repair bills, accident damage photographs, police reports, or estimate invoice of the repair.
- Never exaggerate your damage: Never over-exaggerate the damage caused to your car. Your insurance company might do an on-field inspection of your car, and if you file the test, your claim might be listed as fraud and will be rejected.
- Do not delay in reporting the claim: If you wait to report the claim, the insurance company may have a harder time investigating and evaluating the damage, which could result in your claim being denied. You must ensure that you are reporting the claim within 5-6 days of the accident.
Speak to an attorney!
Speak to an attorney if you need more insights on how to get a smoother process in getting successful car insurance. Your attorney will be experienced enough to provide a detailed breakdown of each step in the process and actively help you throughout the procedure.